X-Mas Savings


X-Mas is a season which you and your family can enjoy when you have cash. On the contrary, you can have it boring and disappointing without cash in your pockets. We help you save small and get back your cash plus interest at the end on the year for your beautiful x-mas.


Features & Benefits

    • Account available for all Sacco members.
    • Account holders save as small amounts monthly.
    • Earn attractive interest rate.
    • Payment is by cash or employer deductions.
    • Withdrawal upon maturity of contract (end of November)

How to Apply

    • ID card
    • 1 passport photo
    • A duly complete opening form.

Latest Events

No events
Savings products
  >>Children's Account
>> FOSA Savings
>> Jiinue Account
>> X-Mass Account
>> School fee Account
>> Fixed Deposits
Loans products
  >>Normal Loan
>> Emergency Loan
>> School Fees Loan
>> Advances/FOSA Loan
>> Overdraft Loan
>> Solar Loan
>> Mkulima Loan
Follow us