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Normal Loan


This is a long term loan facility given to all Members planning to make improvements on or investment.



    • One must be a member of Kenya tea sacco to be advanced.
    • Loan term is up to 2 years (24 months).
    • Provide security. Security options include:
    • At least 3 guarantors
    • Insurance policies deducted on point.
    • Three(3) times of ones  deposits.
    • One must have contributed for atleast 6 months.
    • Loan interest rates at 1.5% per month

How to apply

    • You need to be a Sacco member.
    • A duly completed loans application form.